If you have been hurt in an accident, you will be contacted by someone representing the insurance company. Do not talk to representatives from the other driver's insurance company before you talk to an attorney. Insurance adjusters are specially trained in the use of tactics to get you to say things which lessons the value of your claim or persuade you to take a settlement far below the amount you are entitled to receive under the law.
If you get a call from the insurance company, tell them they should speak with your lawyer. At the Law Offices of Ostovich & Associates, P.C., we have seen all of the insurance company tricks that representatives use against injury victims. We have experience handling all types of claims, including car accidents, nursing home negligence, premises liability and many others.
Insurance Companies Attempt to Stack the Deck Against You
Depending on the type of accident involved, the insurance company representative will sometimes go directly to the scene of the accident, sometimes getting there before the police do. They may start questioning the victims and witnesses to find out what they are likely to say to the police officer. The insurance company representative will sometimes speak with the police officer and try to "help" by sharing all of the information he or she has gathered.
The problem is that the insurance company representative will downplay or completely omit key information critical to your claim. The insurance company representative may also try to guide the police officer away from people who are likely to make a statement favorable to your case. Mostly the insurance company representative will coach his or her client on what to reveal in the police statement.
Always observe the insurance company representative to see who they speak with and make note of their statements to police officers as much as possible. After obtaining permission from the police officer, you can leave the scene but it may be helpful for you to stay, if possible, to learn as much information as you can about who the insurance company representative talks to and what is said.
Call for a Free Consultation
To discuss your personal injury case contact our office today. Initial consultations are free. You can reach us by phone at 940-761-2000 or via e-mail.